Travel Insurance in CanadaIf you are a visitor to Canada, you need travel insurance. Many potential immigrants come to Canada before their immigration, so they can visit the area they would like to make their future home.
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As a visitor, or non resident, you are not covered by the Canadian Medi-Care system. You will need to buy a travel policyto cover yourself for potential losses, like theft and emergency medical expenses. You can buy coverage for medical expenses through the Canadian Blue Cross Plan. Travel Insurance for Visitors to Canada can be bought from Blue Cross. You can buy coverage online. Emergency medical expenses can be financially overwhelming. Sometimes your travel policy will want you to pay the expenses first and will reimburse you later. You might not have the funds to do this. Blue Cross is a Canada wide plan and will cover your emergency medical expenses while in Canada. You buy the coverage by the day and it is not expensive. One of our friend's dad came over, he had arrange for his own travel insurance. The dad suffered a heart attack and was admitted in the hospital intensive care unit. The son had to take a second mortgage on his home to pay for the hospital cost. He was reimbursed through his dad's policy company afterwards. If he had taken a Blue Cross policy, he would not have had to go through the trouble and expense of taking a second mortgage. Whenever we had our parents over for a visit, we always bought Blue Cross coverage for them. It was peace of mind. Blue Cross is a supplemantary medical plan. If you are a Canadian resident and you travel to another province or the USA, some medical and paramedical expenses may only be partially covered by your provincial health program. Blue Cross provides supplemental coverage, as well as dental, medication and other services. Approximately 7 million Canadians have Blue Cross insurance.
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